About Us

About Vons Credit Union

Just Like a Bank…Only Better!

In 1954, Vons employees, with Company support, founded the Vons Employees Federal Credit Union as a means of providing financial products and services to Vons employees and their families at competitive rates. In 2001, Vons Credit Union expanded our field of membership to include anyone who lives, works, attends school or worships in the areas of El Monte, South El Monte, Monrovia, Irwindale and parts of Temple City and Arcadia. Companies located in the areas listed above that would like to offer Vons Credit Union membership as an additional employee benefit are also eligible for Vons Credit Union membership. Members of Vons Credit Union own and oversee the activities of the credit union. Vons has no direct or indirect financial interest in the operation of Vons Credit Union.

In 2010, Vons Credit Union acquired Certified Federal and now serves the employees of SuperValu and the stores they serve.

Vons Credit Union is just like a bank…only better. We’re “just like a bank” because we’re a full-service financial institution offering everything from basic banking accounts, like savings and checking accounts and Christmas Club to auto loans, home mortgages, home equity lines of credit and credit cards. We also offer free online banking, free bill pay, and more than 30,000+ ATM locations across the United States. We have an awesome Mobile Banking App and offer surcharge-free cash at many of our ATM locations across the United States.  You’ll find Vons Credit Union branches in El Monte (Corporate Office), San Diego, San Fernando Valley, Brea, Fullerton and more than 5,600 Service Centers in 40 U.S. states and seven countries.

The reason we are “better” than a bank is that we’re a not-for-profit organization that returns its profits to members – unlike big corporate banks that must show a profit to its shareholders every quarter. Vons Credit Union is a not-for-profit organization that answers only to its volunteer Board of Directors. By law, we must return our profits to members, typically in the form of lower loan rates, higher savings yields and fewer fees. One more important point; banks are huge corporations that often become too large to provide good service. Vons Credit Union is member owned and committed to excellent customer service – one member at a time.

Financial Excellence

Vons Credit Union has more than $522 million in assets with more than $107 million in reserves. We are federally insured by the National Credit Union Administration (NCUA), which regulates the operation of federally chartered and insured credit unions. Your share deposits are federally insured up to at least $250,000 by this organization, so you have the peace of mind that your money is safe with us. Additionally, we are an Equal Housing Lender.

Both the National Credit Union Administration and our external auditors, Richards & Associates state that the Vons Credit Union is operating in a safe and sound manner. Credit unions are evaluated periodically by federal examiners. The credit union has consistently received five-star ratings from Bauer Financial and an A+ from Weiss Ratings.  Both are conservative rating services.

In 2004, Vons Credit Union was named Credit Union of the Year by the National Association of Federal Credit Unions (NAFCU) for our demonstrated skills and resources in the areas of:

  • Superior leadership
  • Commitment to high-quality member service
  • Product innovation
  • Sound financial management
  • Community involvement
  • Commitment to Community

Vons Credit Union is extremely proud of its commitment to members, local communities and charities. We are committed to making contributions to local charities and civic organizations, including Kiwanis, The Dukes, Hope House, Little League, Girl Scouts and AYSO. And we proudly support San Gabriel Valley Boy Scouts, the fastest growing and most ethnically diverse Council in the United States.  The credit union is committed to the local community of El Monte and holds barbeques in front of the El Monte branch from Memorial Day to Labor Day supporting local charities and restaurants with all proceeds.

Vons Credit Union Philosophy Statement

Vons Credit Union’s greatest assets are our people, capital and reputation. If any of these is ever diminished, the last will be the most difficult to restore. Therefore, we are guided by a Philosophy that has at its heart Integrity, Quality, Member Satisfaction, a Strong Team and Sound Financial Principles.


We will demonstrate our integrity by practicing the highest ethical standards and by honoring our commitments. We take personal responsibility for our actions and treat others fairly, and with trust and respect. The confidential information we receive as part of our normal member relationships is guarded at all costs.


We take great pride in the professional quality of our work and have an unwavering determination to achieve excellence in everything we do. Faced with a choice, we would rather be the best than the biggest.

Member Satisfaction

Satisfied members are essential to our success. Complete member satisfaction is achieved by understanding what the member wants and delivering it flawlessly. When we serve our members well, our own success follows.

A Strong Team

Our strength and competitive advantage has always been our people. We value the skills, strengths and perspectives of our diverse team, and foster a workplace that is challenging, rewarding and safe. For us to be successful, our people must reflect the diversity of the communities and cultures in which we operate. We participate as an integral part of the larger team that includes our sponsor, the local community and the credit union movement at large.

Sound Financial Principles

We are dedicated to complying fully with the letter and spirit of the laws, rules and ethical principles that govern us. Our goal must be to provide fundamental safety and soundness for our members. We ensure our success by satisfying our members and increasing member value through building our capital and attracting and retaining our best people.